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257 N. Franklin Street Hempstead, NY 11550 516-485-1400
257 N. Franklin Street, Hempstead, NY 11550
Sales: (844)294-9998 | Service: (877) 551-9585 | Parts: (877) 551-9588

Credit-Challenged Car Loans near Queens and Garden City, NY



If you are a Queens or Garden City, NY area car buyer with less than perfect credit, Millennium Toyota wants to be the place you choose when shopping for your next used car. We provide the credit-challenged financing you need to take home the used car of your choice. Our dealership in Hempstead, NY, carries an impressive array of used vehicles for credit-challenged drivers to explore. At Millennium Toyota, you will find that our dedicated, on-site finance departments are committed to assisting you with securing a credit-challenged auto loan.

Qualifying For Credit-Challenged Financing

Drivers with less than perfect credit rating find that working with a finance department at Millennium Toyota is a pleasure. While other car dealerships might have declined your business in the past, Millennium Toyota believes that drivers with less than perfect credit still deserve second-chance financing when shopping for a used car. We are here to help you secure credit-challenged financing designed around your personal financial history and budget.

Have you recently experienced a financial setback? Maybe you have gone through:

  • Bankruptcy
  • Divorce proceedings
  • Recent repossession
  • Multiple repossessions
  • Missed payments
  • Foreclosure
  • Writing bad checks

If any of those hardships feel all too familiar right now, it is still possible to qualify for credit-challenged financing to purchase a used car from Millennium Toyota. When our team is determining your eligibility for used car financing, they look at things such as your debt-to-income ratio, the amount you plan to put down, and the value of your trade-in vehicle. To start the process of being awarded the financing you deserve, all you have to do is complete the secure online credit application. After our finance team reviews your application and credit history, you will be headed towards taking home a quality used car from Millennium Toyota in Hempstead, NY!

Used Car Financing

At Millennium Toyota, we dedicate ourselves to serving credit-challenged car buyers with less than perfect credit climb behind the wheel of an affordable and stylish pre-owned vehicle. Shop for a used car to call your own by applying for credit-challenged financing at Millennium Toyota today.

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By checking this box and submitting this form, I certify that I have provided true and accurate information and that I have read and understood the dealership's privacy policy. I authorize the dealer to begin a credit investigation, to process my application, and to forward my application to lenders, financial institutions, or other third parties.

Dealer Information
Millennium Toyota 257 N. Franklin Street Hempstead, NY 11550 Get Directions
Sunday:
11:00 AM - 6:00 PM
Monday:
9:00 AM - 9:00 PM
Tuesday:
9:00 AM - 9:00 PM
Wednesday:
9:00 AM - 9:00 PM
Thursday:
9:00 AM - 9:00 PM
Friday:
9:00 AM - 9:00 PM
Saturday:
9:00 AM - 6:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:00 AM - 5:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:00 AM - 5:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:00 AM - 5:00 PM

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